Capital One Lawsuit 2024 Updates: Everything You Need to Know!
Hello there, internet sleuth! If you’re here, you’re probably looking for the latest scoop on the Capital One lawsuit in 2024. Worry not, we’ve got all the juicy details for you right here. 😎
What Happened in the Capital One Lawsuit?
In July 2019, Capital One was hit by a massive data breach affecting around 98 million U.S. consumers. The hacker accessed sensitive information, and naturally, this led to a gigantic class action lawsuit. Fast forward to today, and we’re still seeing ripples from this incident. The settlement of this lawsuit has significant implications for affected customers.
The Settlement Details
The settlement finalized in September 2022 covers various benefits, most notably Identity Defense Services and Restoration Services. While you could submit claims for these benefits until September 30, 2022, some services are available until February 13, 2028.
Identity Defense Services include free monitoring of your sensitive information, lost wallet protection, and security freeze capabilities. There’s also a $1 million insurance policy to cover identity theft-related costs. Even if you missed the original claim deadline, you can still enroll for these services until 2028. How cool is that?
How to Enroll?
If you are part of the Settlement Class, call Pango at 833-317-4821 to get your enrollment code and then activate it at this link.
Restoration Services
Even if you didn’t file a claim, you are eligible for Restoration Services. These services include things like placing fraud alerts, disputing errors on credit reports, and helping with fraudulent account closures. You can access them by calling 505-896-7416.
New Updates in 2024: $16 Million Settlement 🎉
In 2024, another wave of settlements has surfaced. This time, it’s a $16 million class action settlement for representment fees charged between 2015 and 2022. If you had an account with Capital One during this period and were charged these fees, you might be in for a payout!
Who’s Eligible?
To be part of this settlement, you should have been a Capital One account holder between September 1, 2015, and January 12, 2022, and charged representment fees during this timeframe. If this sounds like you, there’s nothing you need to do to get your money — no forms to fill out! 🥳
Important Dates
If you want to opt-out or object to the settlement, you need to do so by June 17, 2024. The final approval hearing is set for July 15, 2024, with payments expected within 60 days post-hearing, unless there are objections, which might delay things a bit.
Wrapping Up
So there you have it! All the key details you need on the 2024 updates to the Capital One lawsuit. Whether you’re eligible for Identity Defense Services, Restoration Services, or the latest $16 million settlement, stay informed and protect yourself. Got questions or need more info? Feel free to drop them below. 👇
Stay safe, stay informed, and keep those questions coming!
